If you’re renting a house or apartment, you typically have a place to call home until your lease expires. But what if your rented home were to be damaged by fire, for instance, and you were unable to live in it? That’s where renters insurance may help.


What it may cover:

Additional costs you incur, like hotel bills, if the home you rent is damaged and left uninhabitable

What is typically not covered:

Damage to the structure of the building you’re renting