First and foremost the best way to avoid credit cards is to just ignore them in the first place. That can be all well said and done, but lets be honest, not everyone can afford to just not have credit cards. So lets talk about acceptable credit cards coming from a college student point of view and what i allow my self to have.

  • One Firestone credit card for emergency car repair.
  • One Credit card from my main bank.

Now the car credit card is easy to not use, no point in not using it on a car that works. The problem where people need to learn self control is when they have credit cards that work for anything. It can become very easy to spend money you cannot see or feel. Because of that i only take my main credit card with me when u travel to some where that is of distance. That way you cannot spend what you do not have.