Client Side Web Application Development

Budgeting 101 (Joshua Mercier)


Are you tired of living on a paycheck by paycheck basis? Perhaps instead you are making six figures, but are wondering “Where is all my money?” Sounds to me like you need to learn about budgeting.

Budgeting is the very foundation of every safe and secure financial plan.  It doesn’t matter how many zeros may be on the end of your paycheck, what matters is that you need to know where your money is evaporating if you wish to control your finances and make a secure future for yourself. Despite what many might believe, budgeting isn’t all about restricting your life or cutting out any fun in favor of saving a bit of cash. In actuality, it is about understanding how much money you have, where your money goes, and then planning how to best allocate those available funds.

So if you are in the need to save for something expensive, say a new car, or a home, or even a game system, then you have come to the right place. Welcome to Budgeting 101.


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